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pURCHASE

Ready to buy your dream home? We offer competitive purchase mortgage rates and programs to help you finance your next home.

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  • purchase
  • PAPERWORK NEEDED

Purchase Home

If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can. At My USA Mortgages, we are dedicated to finding the loan that fits your individual needs.

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Purchase Home

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Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application.

Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Recent paycheck stubs
    W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
    The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association
apply now

Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application.

Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
    The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association
apply now

Benefits of Mortgage Home Purchase

Stop wasting money on Rent and generate savings for you instead

Down Payment Assistance Programs to help you buy

Home values increase almost every year, generating a silent saving account for you and your family

How It Works

Get Started Right

Get Started Right

  • Discover your dream home with affordable purchase financing options. Explore fixed-rate stability or adjustable-rate flexibility. Get a quick online quote to see what’s possible.
  • Need help determining which path to take? No problem! Call us at (954) 400-0488

Apply with Ease

  • Apply securely online or call us directly. Our friendly team is always happy to assist.
  • Prepare key documents like W2s, pay stubs, bank statements, and tax returns. We’ll provide a checklist to streamline the process.
  • Relax, we’ll handle the approval process. Once approved, it’s smooth sailing to closing! If not, we’ll offer clear explanations and potential options for resubmitting.

Close with Confidence

Close with Confidence

  • Choose a closing date that fits your timeline.
  • We’ll provide a detailed closing disclosure outlining the loan terms and associated costs. Take your time, ask questions, and feel confident in every detail.
  • On closing day, simply sign the documents and prepare to move in! Congratulations, you’ve made your dream a reality!